Category Archives for "Shawnee Kansas Real Estate"
Shawnee Kansas Real Estate
Shawnee Kansas Real Estate
Whether you are a first time buyer, or you’ve been an owner many times, if you are new to the real estate market in Shawnee KS, you may be wondering what are the closing costs of the home you’ve been considering to buy. Closing costs vary depending upon the states, counties, districts, towns and even subdivisions.
The average range in Kansas for closing costs are $1,800 for every $200,000 home. This state’s closing costs are on the low end of the national average, even lower than its neighboring state, which is an advantage for you – the buyer.
Here are some things included in the closing costs of a home for sale in Shawnee.
Application fee. This is what lenders refer to as the “lender’s processing fee”. The average cost is under $300, but there are also some that charge up to $500.
Appraisal fee. Lenders hire an independent appraiser to assess the correct market value of the home, to verify it is worth the price you’ve offered for it.
Commitment fee. This is what lenders charge you to compensate for the lender’s commitment to lend money.
Credit report. This is for your credit report which reflects your credit history. The lender uses the information from the credit report to decide whether your loan will be approved or not, and how much you can borrow.
Document preparation fee. This is the fee charged for the preparation of the legal papers, like the mortgage, the deed of trust, the note or the deed.
Flood certification. This is paid to a third party who determines if the property you are purchasing is in a flood free zone. If it happens to be in a flood zone, you’ll have to buy flood insurance, which is an additional fee.
Home inspection fee. This is another requirement by the lender, to make sure that the structure of your property is safe. If your lender requires a termite inspection, you’ll have to get a separate inspection or ask the professional inspector to do it for an additional cost.
Lender’s title insurance. This is what you’ll pay for the lender’s policy, to protect the property which is a lender’s investment.
Origination fee. This fee is what lenders charge as payment of their time and effort in funding your real estate purchase. You’ll see this in percentage form and is usually at least one percent of the total loan amount.
Property tax. This fee is prorated between you and the seller. You will pay the tax from the day you bought the home to the end of the year.
Real Estate Commission. This is what you’ll be paying your real estate broker as fee for his or her effort in the real estate transaction. This is in percentage form and is dependent on the selling price of the home.
Survey fee. This accounts for a large chunk of the closing cost. You have to pay a licensed professional who’ll determine the land boundaries of your property. In some cases, this is a requirement by the lender. There are also cases when the buyer will want it for assurance and peace of mind.
Transfer tax. This is the fee made to the locality where the property is being transferred from the seller to you.
Title search. This is in payment for the public records of the property you are buying.
Underwriting fee. This is paid to the lender for the cost of the research on whether to approve your loan or not.
One of the benefits of buying a home for sale in Shawnee KS is that the closing costs in this area area much more affordable. To better prepare you for it, request the Loan Estimate from your mortgage officer. A few days before the closing, you will receive an ALTA, the closing cost statement from your lender, which you and your REALTOR® will then review together to make sure you know where your money will go.
You can also negotiate closing costs with the seller. Instead of getting a price reduction, which will amount to a few dollars more in a monthly payment, ask for the seller to pay some of the closing costs for the home.
For more home buying tips and information, visit http://ShawneeRealEstateConnection.com/.
Planning to buy a home in Shawnee? Call me, Lea Deo, at 913-233-9547. Allow my extensive experience as a REALTOR® help you find the home of your dreams.
In case you can not view this video here, please click the link below to view What Are the Closing Costs of Buying a Home in Shawnee KS on my YouTube channel: https://www.youtube.com/watch?time_continue=10&v=Zrmr5DfNpUk
I’m the REALTORⓇ that you need. Let me welcome you to your new home in Shawnee KS.
I have mastered selling real estate in Shawnee KS and I want to share this knowledge with you. I can make selling a happy moment instead of a stressful event in your life.
I know how challenging it is for sellers to put their properties on the market and compete with other homes for sale. Each home offers something different that attracts different buyers.
This is where we can leverage our resources and make your homes stand out against other competing properties in Shawnee KS. Why? So you can sell your home faster.
Buyers do their homework before they start scouting for their prospective houses. They already know that:
Do you inspect and stage your home?
Yes. Staging makes your home appealing to buyers. The more potential buyers, the better.
Before staging, I’ll also suggest you have your home be fully inspected from exterior all the way to the the tiniest details being in tip top condition. I want to eliminate any chances of counteroffers and letting our potential buyers see that your house is worth every penny they’ll be paying.
I have extensive knowledge and years of experience to help you create a successful seller-buyer relationship that ends up with the result you want: an unforgettable sale!
With me, a Shawnee KS top real estate agent working with you, you are sure to get quality guidance, to efficiently present it in the marketplace. Visit my website at shawneerealestateconnection.com.
Call me, Lea Deo, today at 913-233-9547. With my extensive knowledge and experience in selling and buying home in Shawnee KS and the Johnson County, you are sure to get only the very best real estate service.
In case you can not view this video here, please click the link below to view Shawnee KS Real Estate on my YouTube channel: https://youtu.be/tb50HySfXbA
Shawnee KS is the best place for a go-getter like you. Enjoy spending time with your family surrounded by the great places available in Shawnee KS!
Everyday physical and fitness routines are maximized as you enjoy the activities in parks located around the homes in Shawnee KS.
De-stressing through shopping is not a problem because there are eight shopping centers in the area.
Weekends will be more fun and exciting as you visit the six tourist spots of Shawnee KS like the 1) Johnson County Museum 2) Old Shawnee Town 3) Power Play Family Children’s Museum and 6) Ultimate Cruise and Vacation. There are also many notable locations in Shawnee KS.
Shawnee is part of the Kansas City Metropolitan Area and is located in Johnson County. The total area of the city is 42.86 square miles. 4189 square miles is land and 1.01 square miles is water. Shawnee KS is a place for people who love adventures and activities.
Shawnee KS was tagged as one of the “best places to live” by Money Magazine. Affordable housing, air quality index and median commuting time are just some of the reasons why you should settle in Shawnee KS.
Most of the homes here are of the Traditional style. Despite having the same style, these homes are still very different from one another and each have their own variation that makes them special!
You’ll find homes which are absolutely immaculate sitting on a large corner, cul-de-sac lot, homes with a stunning custom reverse 1.5 story, and even homes with their own privacy treed backyard and an incredible view of surrounding nature.
Not only are these homes for sale beautiful on the outside, they’re also wonderful on the inside!
Fall in love with the features of these homes for sale including an open floor plan, stone fireplace and gorgeous hardwood flooring. A dream kitchen for chef’s is also available with granite countertops, a huge island and walk-in pantry.
Additional features like a loft area for kids to play and store their toys, a recreation room, and a walk outs to a peaceful covered deck turn these homes for sale from ordinary to being extraordinary!
Having a home around numbers of attractions will make living more fun and exciting. Bonding moments with your family are just around the corner.
Grab the opportunity of having and making more memories and fun with your family and friends in the homes for sale in Shawnee KS.
To know more about Shawnee KS, I, Lea Deo can be a great help. I am the one you can reach out to about your plans to sell or buy a home!
With my great knowledge of the market in Shawnee KS, you can be confident that your real estate interests are taken good care of! Call me now at: 913-233-9547.
In case you can not view this video here, please click the link below to view Shawnee KS Homes for Sale | Create Memories in Shawnee KS on my YouTube channel: https://youtu.be/OaXtpOExLrs